> For the complete documentation index, see [llms.txt](https://flexfi.gitbook.io/flexfi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://flexfi.gitbook.io/flexfi/welcome/what-is-flexfi.md).

# What is FlexFi?

**FlexFi is a new way to pay using your crypto.**

Want to buy something and pay later — without using credit?\
With FlexFi, you can split your payments into 3, 4, 6, or 12 installments using **stablecoins** — with **no credit**, **no hidden fees**, and **no debt**.

You lock USDC as a guarantee in stacking, not as a loan.\
You get your purchase instantly. And every time you repay an installment, you earn **rewards**.

FlexFi isn’t a bank.\
It’s a smarter, safer, crypto-native alternative — designed for real life.